Freelancers & Gig Workers: The Type of Insurance You Can’t Ignore

In today’s fast-paced digital economy, freelancers and gig workers are redefining what it means to earn a living. From tech developers to makeup artists, logistics riders to content creators, this group is powering the new workforce. But while flexibility and freedom come with perks, financial vulnerability is one major downside many overlook until it’s too late.

At PRA Insurance Brokers, with over two decades of experience in helping individuals and businesses protect what matters most, we understand the gaps freelancers face. And we’re here to help you fill them with the right insurance cover.

Why Freelancers and Gig Workers Can’t Afford to Ignore Insurance

When you don’t have an employer to fall back on, you become your own safety net. That means if an accident happens, your gadget breaks down, or a health emergency strikes, your income, and lifestyle could come crashing down.

That’s where insurance steps in.

Top Insurance Plans Every Freelancer and Gig Worker in Nigeria Needs

1. Health Insurance

Medical bills in Nigeria can be overwhelming. One unexpected illness can wipe out your savings. Affordable health insurance ensures you get quality care when you need it without the financial panic.

2. Gadget Insurance

Your laptop, phone, camera, or tablet is more than a tool, it’s your livelihood. Our Gadget Insurance covers accidental damage, theft, or breakdown, so you don’t miss a deadline or lose a client.

3. Personal Accident Insurance

What happens if you get injured and can’t work for weeks? With Personal Accident Insurance, you’ll receive compensation that keeps you afloat during recovery.

4. Life Insurance

You work hard to support yourself and possibly loved ones. Life insurance ensures that if the unexpected happens, your family isn’t left struggling financially.

5. Householder Insurance

Working from home? You need to protect your home and property from fire, theft, flooding, and other risks. A Householder policy covers your furniture, electronics, and even third-party liabilities.

Why Work With PRA Insurance Brokers?

In our years of experience, PRA Insurance Brokers has been helping Nigerians from corporate giants to individual freelancers get the best insurance advice, coverage, and value. We’re not just brokers; we’re your risk partner.

✔️ Personalized Insurance Advisory
✔️ Affordable Premium Options
✔️ 0% Premium Loan (Pay over 6 months)
✔️ Fast Claims Support
✔️ Coverage Tailored to Your Hustle

Ready to protect your hustle?

👉 Call us today or DM us on Instagram
📞 +234 906 437 5345
📩 [email protected]